*{
    margin:0;
    padding:0;
    box-sizing:border-box;
}

body{
    font-family:Arial, sans-serif;
    line-height:1.7;
    overflow-x:hidden;
    background:#f5fcff;
}

:root{
    --aqua:#00bcd4;
    --light:#dff7ff;
    --dark:#340e71;
}

.container{
    width:80%;
    margin:auto;
}

a{
    text-decoration:none;
}

/* ================= SECTION TITLE ================= */

.section-title{
    text-align:center;
    margin-bottom:60px;
}

.section-title span{
    color:#ea3c01;
    font-size:14px;
    font-weight:700;
    letter-spacing:2px;
}

.section-title h2{
    font-size:46px;
    color:var(--dark);
    margin:15px 0;
}

.section-title p{
    color:#666;
}

/* ================= HERO ================= */

.retirement-hero{
    width:100%;
    min-height:65vh;
    background:
    linear-gradient(rgba(0,77,102,0.70), rgba(0,77,102,0.70)),
    url('../images/retire_img_1.jpg');
    background-size:cover;
    background-position:center;
    display:flex;
    align-items:center;
}

.retirement-hero-content{
    width:60%;
    color:#fff;
}

.retirement-hero-content span{
    color:#7eefff;
    letter-spacing:2px;
    font-weight:700;
}

.retirement-hero-content h1{
    font-size:65px;
    line-height:1.2;
    margin:20px 0;
}

.retirement-hero-content p{
    font-size:18px;
    margin-bottom:35px;
}

.retirement-btn{
    display:inline-block;
    background:#ea3c01;
    color:#fff;
    padding:15px 35px;
    font-weight:bold;
    transition:0.3s;
}

.retirement-btn:hover{
    background:#0097a7;
}

/* ================= ABOUT ================= */

.retirement-about{
    padding:90px 0;
}

.retirement-flex{
    display:flex;
    gap:60px;
    align-items:center;
}

.retirement-image,
.retirement-content{
    width:50%;
}

.retirement-image img{
    width:100%;
    height:550px;
    object-fit:cover;
    box-shadow:0 10px 25px rgba(0,0,0,0.15);
}

.retirement-content span{
    color:#ea3c01;
    font-weight:700;
}

.retirement-content h2{
    font-size:46px;
    color:var(--dark);
    margin:20px 0;
}

.retirement-content p{
    color:#555;
    margin-bottom:20px;
}

/* ================= MILESTONE ================= */

.retirement-milestone{
    padding:90px 0;
    background:#fff;
}

.retirement-milestone-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:25px;
}

.retirement-milestone-box{
    background:var(--light);
    padding:40px 25px;
    text-align:center;
    transition:0.4s;
}

.retirement-milestone-box:hover{
    transform:translateY(-10px);
}

.milestone-year{
    width:100px;
    height:100px;
    background:#ea3c01;
    color:#fff;
    display:flex;
    justify-content:center;
    align-items:center;
    margin:auto;
    margin-bottom:25px;
    font-size:22px;
    font-weight:bold;
}

.retirement-milestone-box h3{
    color:var(--dark);
    margin-bottom:15px;
}

/* ================= BENEFITS ================= */

.retirement-benefits{
    padding:90px 0;
}

.retirement-benefit-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:25px;
}

.retirement-benefit-box{
    background:#fff;
    padding:40px 25px;
    text-align:center;
    box-shadow:0 5px 20px rgba(0,0,0,0.08);
    transition:0.4s;
}

.retirement-benefit-box:hover{
    transform:translateY(-10px);
}

.retirement-benefit-box i{
    width:85px;
    height:85px;
    background:#ea3c01;
    color:#fff;
    display:flex;
    justify-content:center;
    align-items:center;
    margin:auto;
    font-size:34px;
    margin-bottom:25px;
}

.retirement-benefit-box h3{
    color:var(--dark);
    margin-bottom:15px;
}

/* ================= EXPENSE TABLE ================= */

.expense-section{
    padding:90px 0;
    background:#fff;
}

.expense-table{
    overflow-x:auto;
}

.expense-table table{
    width:100%;
    border-collapse:collapse;
    background:#fff;
}

.expense-table th{
    background:#ea3c01;
    color:#fff;
    padding:18px;
}

.expense-table td{
    padding:18px;
    border-bottom:1px solid #eee;
}

/* ================= EARLY ================= */

.retirement-early{
    padding:90px 0;
}

.retirement-early-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:25px;
}

.retirement-early-box{
    background:#fff;
    padding:40px 20px;
    text-align:center;
    box-shadow:0 5px 20px rgba(0,0,0,0.08);
}

.retirement-early-box i{
    font-size:45px;
    color:#ea3c01;
    margin-bottom:20px;
}

.retirement-early-box h3{
    color:var(--dark);
}

/* ================= DREAM ================= */

.retirement-dream{
    padding:90px 0;
    background:#fff;
}

.retirement-dream-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:20px;
}

.retirement-dream-box{
    overflow:hidden;
    box-shadow:0 5px 20px rgba(0,0,0,0.08);
}

.retirement-dream-box img{
    width:100%;
    height:280px;
    object-fit:cover;
    transition:0.5s;
}

.retirement-dream-box:hover img{
    transform:scale(1.08);
}

.retirement-dream-box h3{
    text-align:center;
    padding:20px;
    color:var(--dark);
}

/* ================= CALCULATOR CTA ================= */

.retirement-calculator{
    padding:100px 0;
    background:#340e71;
    text-align:center;
    color:#fff;
}

.retirement-calculator h2{
    font-size:50px;
    margin-bottom:20px;
}

.retirement-calculator p{
    width:70%;
    margin:auto;
    margin-bottom:35px;
}

.retirement-calculator a{
    display:inline-block;
    background:#fff;
    color:var(--dark);
    padding:15px 35px;
    font-weight:bold;
}

/* ================= FAQ ================= */

.retirement-faq{
    padding:90px 0;
}

.retirement-faq-box{
    background:#fff;
    padding:30px;
    margin-bottom:25px;
    border-left: 5px solid #ea3c01;
    box-shadow:0 5px 15px rgba(0,0,0,0.08);
}

.retirement-faq-box h3{
    color:var(--dark);
    margin-bottom:12px;
}

.retirement-faq-box p{
    color:#666;
}

/* ================= TESTIMONIAL ================= */

.retirement-testimonial{
    padding:90px 0;
    background:#fff;
}

.retirement-testimonial-box{
    background:var(--light);
    padding:60px;
    text-align:center;
}

.retirement-testimonial-box p{
    font-size:24px;
    line-height:1.8;
    color:var(--dark);
    margin-bottom:20px;
}

.retirement-testimonial-box h3{
    color:#ea3c01;
}

/* ================= DOCUMENTS ================= */

.retirement-documents{
    padding:90px 0;
}

.retirement-document-grid{
    display:grid;
    grid-template-columns:repeat(5,1fr);
    gap:20px;
}

.retirement-document-box{
    background:#fff;
    padding:30px 20px;
    text-align:center;
    color:var(--dark);
    font-weight:bold;
    box-shadow:0 5px 15px rgba(0,0,0,0.08);
}

/* ================= PLANS ================= */

.retirement-plans{
    padding:90px 0;
    background:#fff;
}

.retirement-plan-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:25px;
}

.retirement-plan-box{
    background:var(--light);
    padding:40px 25px;
    text-align:center;
}

.retirement-plan-box h3{
    color:var(--dark);
    margin-bottom:25px;
}

.retirement-plan-box a{
    display:inline-block;
    background:#ea3c01;
    color:#fff;
    padding:12px 28px;
}

/* ================= FINAL CTA ================= */

.retirement-final-cta{
    padding:100px 0;
    background:
    linear-gradient(rgba(0,77,102,0.90), rgba(0,77,102,0.90)),
    url('https://images.unsplash.com/photo-1516302752625-fcc3c50ae61f?q=80&w=1600');
    background-size:cover;
    background-position:center;
    text-align:center;
    color:#fff;
}

.retirement-final-cta h2{
    font-size:52px;
    margin-bottom:20px;
}

.retirement-final-cta p{
    width:70%;
    margin:auto;
    margin-bottom:35px;
}

.retirement-final-btns{
    display:flex;
    justify-content:center;
    gap:20px;
}

.retirement-final-btns a{
    display:inline-block;
    background:#ea3c01;
    color:#fff;
    padding:15px 35px;
    font-weight:bold;
}

/* ================= MOBILE ================= */

@media(max-width:992px){

    .retirement-milestone-grid,
    .retirement-benefit-grid,
    .retirement-early-grid,
    .retirement-dream-grid,
    .retirement-plan-grid{
        grid-template-columns:repeat(2,1fr);
    }

    .retirement-document-grid{
        grid-template-columns:repeat(3,1fr);
    }

}

@media(max-width:768px){

    .container{
        width:92%;
    }

    .retirement-hero-content{
        width:100%;
        text-align:center;
    }

    .retirement-hero-content h1{
        font-size:40px;
    }

    .retirement-flex{
        flex-direction:column;
    }

    .retirement-image,
    .retirement-content{
        width:100%;
    }

    .retirement-image img{
        height:350px;
    }

    .section-title h2,
    .retirement-content h2,
    .retirement-calculator h2,
    .retirement-final-cta h2{
        font-size:34px;
    }

    .retirement-milestone-grid,
    .retirement-benefit-grid,
    .retirement-early-grid,
    .retirement-dream-grid,
    .retirement-document-grid,
    .retirement-plan-grid{
        grid-template-columns:1fr;
    }

    .retirement-calculator p,
    .retirement-final-cta p{
        width:100%;
    }

    .retirement-testimonial-box{
        padding:35px 25px;
    }

    .retirement-testimonial-box p{
        font-size:18px;
    }

    .retirement-final-btns{
        flex-direction:column;
        align-items:center;
    }

}